Tip calculator for Canada
Enter the amount on your bill, say whether tax is already in it, pick your province and the tip percentage. You get the tip, the total and each person's share.
Free · no signup Runs in your browser
Working with a different rate? Edit the rates this calculator uses
These are the figures we verified on 2026-10-23. Change them to work with a historic period, or with a new rate that has been announced but which we have not published yet.
Should you tip on the amount before or after tax in Canada?
Either is common, so the calculator lets you choose. Tipping on the pre-tax amount is the smaller tip; tipping on the total with tax is slightly larger. On a $60.00 Ontario bill with 13% HST, a 15% tip is $9.00 on the pre-tax amount and $10.17 on the total.
Why we built this calculator
A tip calculator built for the United States has one tax rate in mind and one habit: tip on the pre-tax total. In Canada the tax on the receipt varies from 5% in Alberta to 15% in the Atlantic provinces, and Quebec lists two taxes. This calculator starts from your province's rate, works backwards if your bill already has the tax in it, and lets you choose what the tip is based on.
If you want the tax on its own, the GST/HST calculator shows the split between the federal and provincial parts.
It runs in your browser. Nothing you enter is sent anywhere, and there is no sign-up.
How it works
You choose whether the amount on the bill includes tax, and whether the tip is worked out on the amount before tax or on the total with tax. If the bill includes tax, the pre-tax amount is the bill divided by (1 + the tax rate); the tax is the pre-tax amount times the rate. The tip is the chosen base times your tip percentage, the total to pay is the pre-tax amount plus the tax plus the tip, and each person pays the total divided by the number of people. Provincial rates are the combined GST plus PST or QST, or the HST, from the CRA's table. On a $60.00 Ontario bill with 13% HST, a 15% tip is $9.00 on the pre-tax amount and $10.17 on the total. A restaurant receipt does not always carry the full provincial tax, so the rate can be changed, and how much to tip is a custom, not a rule.
How to use it
- Choose your province or territory.
- Enter the amount on the bill and say whether it includes tax.
- Choose the tip percentage and whether the tip is worked out before or after tax.
- Enter how many people are splitting the bill.
- Read the tip, the total and what each person pays.
What the calculation assumes
What goes into the answer, and what does not.
| Aspect | What happens |
|---|---|
| Tax rate | The combined rate for your province or territory, which you can change |
| Tip base | Your choice: before tax or on the total |
| Splitting | Equal shares |
| Rounding | To the cent |
| Custom | How much to tip is up to you |
| Privacy | Everything is worked out in your browser; nothing you enter is uploaded or saved |
When to use it
- Splitting a restaurant bill between friends
- Tipping on a taxi or a delivery
- Checking the tip a payment terminal suggests
- Working out a pre-tax tip when your receipt shows only the total
Problems you may run into
Most differences come from the inputs and from the meaning of the numbers.
| What you see | Likely cause | What to do |
|---|---|---|
| My receipt tax is different | Alcohol or some items can carry different rates | Change the tax rate to match the receipt |
| The tip looks small | It was worked out before tax | Choose 'on the total with tax' if that is what you prefer |
| Splitting does not match the card terminal | Terminals round differently | A cent or two of difference is normal |
| I want to leave a round amount | The result is exact to the cent | Round up the total yourself |
| Service charge already included | Some bills add one for large groups | Check the bill before adding a tip |
Mistakes it helps you avoid
- Tipping on a total that already includes the tax when you meant to tip on the pre-tax amount.
- Using the wrong province's tax rate.
- Forgetting to divide the tip when splitting the bill.
- Applying the tax twice to a bill that already includes it.
How the tip and total are worked out
If the bill is pre-tax, add the tax. If it already includes tax, take it out first.
pre-tax amount = bill (bill before tax)= bill ÷ (1 + tax rate) (bill with tax)tax = pre-tax amount × tax ratetip = (pre-tax amount or total) × tip %total to pay = pre-tax amount + tax + tipeach person = total to pay ÷ number of people
Provincial rates are the combined GST plus PST or QST, or the HST, from the CRA's table. A restaurant receipt does not always carry the full provincial tax, so the rate can be changed. How much to tip is a custom, not a rule, and you can enter any percentage.
Worked example: $60.00 before tax in Ontario, 15% tip, two people
The pre-tax bill is $60.00 in Ontario, where HST is 13%. You tip 15% on the pre-tax amount and split the bill between 2 people.
- HST: $60.00 × 13%$7.80
- Total with tax$67.80
- Tip: $60.00 × 15%$9.00
- Total to pay$76.80
- Each of 2 people$38.40
The bill comes to $76.80, or $38.40 each.
Tipping on the total with tax would add 15% of the $7.80 of tax, $1.17 more.
Terms on this page
- HST
- Harmonized sales tax, a single federal and provincial tax in some provinces.
- Pre-tax amount
- The price of the meal before any sales tax is added.
What has changed, and when
Rates on this page have not always been what they are today. If you are working on an earlier period, use the figure that applied at the time rather than the current one.
- 2026 Nova Scotia's HST fell to 14% on April 1, 2025; the rest are unchanged.
Common questions
Is a tip based on the pre-tax or the after-tax amount?
Both are common. This calculator lets you choose, and shows how much the tip differs.
How do I tip when my bill already includes tax?
Select that the amount includes tax. The calculator removes the tax at your province's rate to find the pre-tax amount.
What sales tax applies in Ontario?
13% HST. Other provinces charge GST of 5% plus PST or QST, or an HST of 14% or 15%.
Can I split the tip between people?
Yes. Enter the number of people and the result shows each person's share of the total and of the tip.
Why can the tax rate be changed?
Some receipts show a different tax from the province's usual combined rate, so you can change it to match your bill.
Where these numbers come from
- Canada Revenue Agency — Charge and collect the GST/HST: rates by province Federal GST and provincial HST rates; PST and QST are separate provincial taxes.
Last verified 2026-10-23 Rates on this page are checked against the sources above at least once a year, and whenever the governing authority announces a change. Spotted something out of date? Tell us and we will fix it.
Related calculators
GST/HST calculator
Add or remove Canadian sales tax for any province — GST, HST, PST or QST.
Open calculatorReverse HST calculator
Strip HST back out of a tax-included total for any of the five HST provinces.
Open calculatorPrice per kg to lb
Compare shelf prices when one is per kilogram and the other is per pound.
Open calculatorGST + PST calculator
British Columbia, Saskatchewan and Manitoba — two separate taxes, worked out correctly.
Open calculatorOnline calculator
A free, easy online calculator with memory, percent and history. Use the keypad or your keyboard. Nothing is stored or sent.
Open toolSale price with tax
Work out the final price after one or two discounts and your province's sales tax.
Open calculator✨ Everyday and leisure calculators
The small calculations that come up in a kitchen, a supermarket aisle or a games session.
See all 26 calculators in this section