💹 Money & business

Canadian inflation calculator

Enter an amount and choose the two years to compare. You get what the amount is worth in the other year and how much prices changed in between.

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Equivalent amount—
    Working with a different rate? Edit the rates this calculator uses

    These are the figures we verified on 2026-10-23. Change them to work with a historic period, or with a new rate that has been announced but which we have not published yet.

    Use it for a year or month that is not in the table. The index is Statistics Canada's all-items CPI, 2002 = 100.

    How do I calculate inflation in Canada?

    Multiply the amount by the Consumer Price Index in the later year and divide by the index in the earlier year. $1,000 in 2000 is worth $1,721.17 in 2025, because the all-items CPI rose from 95.4 to 164.2. That is 72.1% in total, or 2.20% a year on average.

    Why we built this calculator

    Inflation calculators built for other countries use their own price index. This one uses Statistics Canada's Consumer Price Index for Canada, the official measure, so the numbers match what Canadian reports and contracts use. The index is a national average: your own costs, especially rent and food, may have moved more or less.

    It helps with questions such as what a salary from 2010 is worth now, or whether a savings rate beat inflation. To compare with a savings return, try the GIC calculator, and for wages the hourly to salary converter.

    It runs in your browser. Nothing you enter is sent anywhere, and there is no sign-up.

    How it works

    Inflation is measured by the Consumer Price Index (CPI). To bring an amount from one year to another, multiply it by the CPI of the later year and divide by the CPI of the earlier year: $1,000 in 2000 is worth $1,721.17 in 2025, because the all-items CPI rose from 95.4 to 164.2. That is 72.1% in total, or 2.20% a year on average, found as (CPI later ÷ CPI earlier)^(1 ÷ years) − 1. The CPI is Statistics Canada's all-items index for Canada, 2002 = 100. Annual values are the annual average of the monthly index from Statistics Canada table 18-10-0005-01 (the latest full year being 2025), and the September 2026 value of 170.0 comes from the monthly table 18-10-0004-01; because it is a single month, a comparison with an annual average is approximate.

    How to use it

    • Enter the amount.
    • Choose the year it is from, and the year you want its worth in.
    • Read the adjusted amount, the total inflation and the average yearly rate.
    • Swap the years to see the value in the other direction.
    • Remember that your own costs may rise faster or slower than the average.

    What the calculation assumes

    What goes into the answer, and what does not.

    What the calculation assumes
    AspectWhat happens
    The indexStatistics Canada all-items CPI for Canada, 2002 = 100
    Annual valuesAnnual averages of the monthly index
    Latest monthA single month, so comparisons with an annual average are approximate
    Your own costsNot captured: housing, food or fuel can rise differently from the average
    Provincial differencesNot included: this is the national index
    AdviceGeneral information, not financial advice: check the figures with your lender, bank or an adviser
    PrivacyEverything is worked out in your browser; nothing you enter is uploaded or saved

    When to use it

    • Finding what an old salary, price or inheritance is worth now
    • Checking whether a raise kept up with prices
    • Comparing a savings or GIC return with inflation
    • Writing the value of a past amount into a report or claim

    Problems you may run into

    Most differences come from the inputs and from the meaning of the numbers.

    Problems you may run into, and what to do
    What you seeLikely causeWhat to do
    My own costs rose moreThe CPI is an average of a basket of goodsUse the specific item's price history if you have it
    The latest year looks differentIt is an annual average, or a single monthCompare annual with annual where you can
    A result for a future yearOnly years with published data are availablePick a year within the range
    Negative inflationPrices can fall in some yearsThat is correct; the average yearly rate can be negative
    I need a provinceThe tool uses the Canada-wide indexStatistics Canada publishes provincial CPI too

    Mistakes it helps you avoid

    • Using a US inflation figure for a Canadian amount.
    • Treating the national average as your own cost of living.
    • Comparing nominal dollars from different years directly.
    • Forgetting that a year is an annual average, not the January or December level.

    How the adjustment is worked out

    The index is the ratio of prices between the two years.

    • adjusted amount = amount × CPI (later year) ÷ CPI (earlier year)
    • total inflation = CPI (later) ÷ CPI (earlier) − 1
    • average yearly rate = (CPI later ÷ CPI earlier) ^ (1 ÷ years) − 1
    • CPI = Statistics Canada all-items index for Canada, 2002 = 100

    Annual values are the annual average of the monthly index from Statistics Canada table 18-10-0005-01 (released January 19, 2026, the latest full year being 2025). The September 2026 value of 170.0 is from the monthly table 18-10-0004-01, released October 19, 2026; because it is a single month, a comparison with an annual average is approximate. The index is the same for all of Canada and does not show what any one household spends.

    Worked example: $1,000 in 2000, valued in 2025

    You want to know what $1,000 in 2000 is worth in 2025.

    1. CPI in 200095.4
    2. CPI in 2025164.2
    3. Ratio: 164.2 ÷ 95.41.7212
    4. $1,000 × 1.7212$1,721.17
    5. Prices rose by72.1%
    6. Average yearly inflation over 25 years2.20%

    $1,000 in 2000 buys what $1,721.17 buys in 2025.

    Over the ten years from 2015 to 2025, $100 becomes $129.70.

    Terms on this page

    Consumer Price Index
    Statistics Canada's measure of the change in prices of a basket of goods and services.
    2002=100
    The index base: the average price level in 2002 is set to 100.

    What has changed, and when

    Rates on this page have not always been what they are today. If you are working on an earlier period, use the figure that applied at the time rather than the current one.

    1. 2025 Annual average CPI 164.2, up from 160.9 in 2024 (2002=100).

    Common questions

    Which index does this use?

    The Consumer Price Index for Canada, all-items, with 2002 equal to 100, from Statistics Canada tables 18-10-0005-01 and 18-10-0004-01.

    What was the CPI in 2025?

    The annual average was 164.2, against 160.9 in 2024.

    Why is the latest value a month and not a year?

    A full year is only available after it ends. The September 2026 value of 170.0 is the latest month published, on October 19, 2026.

    Is this the same as my own cost of living?

    No. It is a national average of a basket of goods and services. Your own spending, such as rent, can change by more or less.

    Can I go back before 1990?

    This calculator starts in 1990. Statistics Canada publishes the series from earlier years.

    Where these numbers come from

    Last verified 2026-10-23 Rates on this page are checked against the sources above at least once a year, and whenever the governing authority announces a change. Spotted something out of date? Tell us and we will fix it.

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