🛂 Benefits

BC Family Benefit calculator

Enter your 2025 adjusted family net income, the number of children under 18 and your family type. You get the monthly and yearly BC Family Benefit and how close you are to the full amount.

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Your BC Family Benefit—
    Working with a different rate? Edit the rates this calculator uses

    These are the figures we verified on 2026-10-25. Change them to work with a historic period, or with a new rate that has been announced but which we have not published yet.

    An estimate. The CRA decides the amount. Not financial advice.This follows the BC Family Benefit rules published for July 2026 to June 2027, which the CRA works out from your 2025 tax return and pays with the Canada Child Benefit. The single-parent supplement and the guaranteed minimum are applied as we read the BC Income Tax Act, and families who share custody are approximated by halving the whole amount. The CRA's own notice is what you are paid. This is general information, not financial advice.

    How much is the BC Family Benefit?

    From July 2026 to June 2027 the BC Family Benefit is up to $1,750 a year for the first child, $1,100 for the second and $900 for each more, with a guaranteed minimum of $775, $750 and $725 until family income passes $96,562. A couple with two children and $60,000 of adjusted family net income gets about $1,657 a year, $138.08 a month.

    Why we built this calculator

    The BC Family Benefit is paid automatically with the Canada Child Benefit, so most families never see how it is worked out. The rules have two steps: the benefit falls by 4% of income above one threshold until it reaches a guaranteed minimum, and then falls again by 4% of income above a second, much higher threshold. A single parent also gets a supplement that is reduced at the same rate.

    This calculator applies both steps and shows where your income sits. To see the federal benefit that comes in the same payment use the Canada Child Benefit calculator, and for a child with a disability tax credit the child disability benefit calculator.

    It runs in your browser. Nothing you enter is sent anywhere, and there is no sign-up.

    When to use it

    • Budgeting for the payments that start in July
    • Seeing what a raise or a second income does to the benefit
    • Comparing the benefit for one, two or three children
    • Checking a single-parent supplement

    Mistakes it helps you avoid

    • Using this year's income: the July 2026 payments use your 2025 tax return.
    • Forgetting the second threshold: the guaranteed minimum starts to fall above $96,562.
    • Counting only the first child: each child adds a smaller amount.
    • Forgetting that you must file a tax return to get the benefit.

    How the benefit is worked out

    The greater of two amounts, each reduced by 4% of income above a threshold.

    • amount A = base amount + single-parent supplement − 4% × (income − $30,176), not below zero
    • amount B = guaranteed minimum − 4% × (income − $96,562), not below zero
    • benefit = the greater of A and B, rounded to the nearest dollar; monthly = benefit ÷ 12
    • base = $1,750 for one child, $2,850 for two, plus $900 for each more
    • minimum = $775 for one child, $1,525 for two, plus $725 for each more
    • supplement = $500 for a single parent, 0 otherwise

    The amounts follow section 13.092 of the BC Income Tax Act and the BC and CRA benefit pages. The income used is adjusted family net income, which the CRA defines as family net income (line 23600 for you and your spouse or common-law partner) less any Universal Child Care Benefit and registered disability savings plan income, adding back repayments. The two thresholds of $30,176 and $96,562 apply to every family size and are indexed to BC inflation each year; the dollar amounts per child have stayed the same. We read the guaranteed minimum as not including the single-parent supplement, which the pages do not make explicit. Families that share custody receive half of the full amount for the child, and this calculator halves the whole result as an approximation.

    Worked example: two children, couple, $60,000 income

    A couple with two children under 18 and 2025 adjusted family net income of $60,000.

    1. Base amount for two children$2,850
    2. Income over $30,176$29,824
    3. Reduction: 4% × that amount$1,192.96
    4. Amount A$1,657.04
    5. Guaranteed minimum for two children$1,525
    6. The greater, rounded$1,657
    7. Monthly payment$138.08

    The family receives $1,657 a year, about $138.08 a month.

    At $100,000 the first amount is nearly gone and the minimum, reduced by 4% of the income over $96,562, is $1,387. A single parent with one child and $40,000 gets $1,857 with the supplement. Two children's benefit reaches zero at about $134,687.

    Terms on this page

    Adjusted family net income
    Your family net income, less UCCB and RDSP income, which sets the benefit.
    Guaranteed minimum
    The smallest amount paid per child while income is below the second threshold.

    What has changed, and when

    Rates on this page have not always been what they are today. If you are working on an earlier period, use the figure that applied at the time rather than the current one.

    1. July 2026 to June 2027 Thresholds $30,176 and $96,562; $1,750, $1,100 and $900 maximums.
    2. July 2025 to June 2026 Thresholds $29,526 and $94,483.

    Common questions

    How much is the BC Family Benefit per child?

    From July 2026 to June 2027 the most is $1,750 a year for the first child, $1,100 for the second and $900 for each additional child.

    What is the income threshold?

    The full amount is paid when adjusted family net income for 2025 is under $30,176. It falls by 4% of the extra income above that, to a guaranteed minimum, which itself falls by 4% above $96,562.

    Is there a single-parent supplement?

    Yes. Low-income single-parent families receive an annual supplement of up to $500 a family, which is reduced as income rises.

    Do I need to apply?

    Not separately. Children registered for the Canada Child Benefit are registered automatically, but you must file a tax return.

    Which year's income is used?

    The July 2026 to June 2027 payments use your 2025 adjusted family net income, and the amount is recalculated each July.

    What to work out next

    Where these numbers come from

    Last verified 2026-10-25 Rates on this page are checked against the sources above at least once a year, and whenever the governing authority announces a change. Spotted something out of date? Tell us and we will fix it.

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